How am I doing financially? And what can I do better? 30 year old in the US.

Other

I needed some advice on how I’m doing financially and what I can do to achieve better long term financial health. I live in the US in a high cost area.

I started a new job making $170k (crappy benefits, no 401k match, stocks or insurance). It’s my first job out of grad school. Here are some stats.

Debt: 0 Savings: $13k Investments: $8k

I own my own car, and currently rent and my expenses come to a total of 4K per month (supporting my parents, health insurance, car insurance, rent, travel, gym, food and partner expenses – they don’t work but pay for their food and rent, but I take care of leisure related expenses which come to about 500 per month). I aim to save about 4k per month.

My goal is to bring my savings to $100k in 2 years and then start thinking of buying a house. Parents are in a different country and come from a humble background.

What can I do better? I hear about people my age with millions and that makes me think little about myself. Also, I’m very happy that I went to grad school – but it has certainly given me a financial setback compared to my peers. Part of me wants to go out and enjoy my life. Another part of me wants to be very conservative with my spending and get very serious about savings and investing so I can get to a million before I’m 40.