Advice on Black Friday spending

Based on your situation as a high school student with a part-time job, here's my tailored advice for your Black Friday budget:

  1. Set a Firm Budget: Stick to the lower end of your range – $200. This allows you to treat yourself without overspending.

  2. Prioritize Necessities: Focus on essential clothing items first. Allocate about $150 for clothes:

    • 3-4 shirts ($40-60)
    • 2 pairs of pants ($50-70)
    • 1 versatile jacket or hoodie ($30-40)

  3. Accessories and Extras: Set aside $50 for:

    • Headphones (aim for a mid-range pair on sale, around $30-40)
    • Small accessories like socks or a belt ($10-20)

  4. Shopping Strategy:

    • Make a list of specific items and stick to it
    • Compare prices online before the sale to ensure you're getting real deals
    • Consider shopping online to avoid impulse purchases in stores

  5. Look for Bundle Deals: Some stores offer discounts when buying multiple items, which could help stretch your budget.

  6. Save Some of Your Earnings: Consider saving 20% of your paycheck for future goals. This habit will serve you well in the long run.

Remember, the goal is to improve your wardrobe practically, not to buy everything at once. Quality over quantity is key. By budgeting wisely now, you're developing good financial habits that will benefit you in the future.