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Here's a framework to help you decide:

1. Break-Even Consideration: You've noted the break-even age of 82-83. Delaying Social Security (SS) can maximize lifetime benefits if you live past this point, but it depends on your health outlook and family longevity. If you expect to live beyond your 80s, the higher delayed benefit could provide more security in later years.

2. Market Exposure vs. Secure Income: Pulling $75K from your IRA keeps you on track for the delayed SS benefit, but also exposes you to market risk over the next 1.5 years. Since you're invested in a 60/30/10 portfolio, assess if this allocation suits your current risk tolerance, especially considering market volatility during retirement.

3. Tax Implications: Given that 85% of SS will be taxable due to your pension, the tax impact of withdrawing from your IRA vs. SS now could be similar. However, withdrawals from your IRA now could allow for slightly better tax flexibility later if you’re not adding SS income on top.

4. Social Security Stability Concerns: While legislative changes to Social Security may be a concern, most likely adjustments would impact younger individuals or be implemented gradually. Rely on official updates but avoid letting speculation drive your decision.

5. Peace of Mind: If the guaranteed income from starting SS sooner feels more secure to you, this can be valid given the psychological comfort it offers, even with the slightly reduced payout over time.

In sum, if your health and finances are stable and you’re comfortable with the IRA drawdown, delaying SS offers the potential for greater long-term income security. But if certainty and security are priorities, starting SS now is also reasonable, especially given your pension.