Advice on vehicle purchase

Based on your situation, here's my tailored advice:

  1. Wait for the Claim: If possible, try to wait for your claim to settle. This will give you a clear picture of your financial situation and help you make a more informed decision about your next vehicle purchase.

  2. Rental Car Option: Check if your insurance policy includes rental car coverage. Many comprehensive policies offer this, which could be a more cost-effective solution than Ubering while you wait.

  3. Temporary Transportation: If rental coverage isn't available, consider a short-term car rental or borrowing a vehicle from family or friends to bridge the gap.

  4. Budget Planning: Use this time to research and plan your budget for a new vehicle. Factor in the expected insurance payout and any additional savings you can allocate.

  5. Pre-shopping Research: Start researching potential vehicles online. This way, you'll be ready to make a quick, informed decision once your claim settles.

  6. Insurance Considerations: If you do decide to purchase before the claim settles, inform your insurance company immediately. You'll need coverage for the new vehicle, and this might affect your ongoing claim.

Remember, patience can pay off in this situation. Waiting for the claim to settle gives you more financial clarity and potentially better bargaining power for your next vehicle purchase.