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Based on your situation, here are some actionable steps to potentially lower your tax burden and optimize your finances:

1. Increase 401(k) contributions:

Consider raising your 401(k) contribution from 6% to at least 10-15%. This reduces your taxable income and boosts retirement savings. The 2023 limit is $22,500 for those under 50.

2. Open a Health Savings Account (HSA):

If eligible with a high-deductible health plan, contribute to an HSA. Contributions are tax-deductible and grow tax-free for medical expenses.

3. Contribute to a Traditional IRA:

If eligible, contribute to a Traditional IRA for additional tax deductions. The 2023 limit is $6,500 for those under 50.

4. Review your W-4:

Ensure your tax withholding is accurate. Adjust allowances if you're consistently getting large refunds.

5. Take advantage of job-related deductions:

Keep track of any unreimbursed job expenses that might be tax-deductible.

6. Optimize your ESPP:

While the 15% ESPP contribution is post-tax, it can still be beneficial. Consider selling some shares immediately to lock in the discount, while holding others for potential long-term capital gains treatment.

7. Start budgeting:

Track your expenses and create a budget to maximize savings and investment opportunities.

8. Build an emergency fund:

Aim for 3-6 months of expenses in a high-yield savings account.

9. Consider additional certifications:

Look into tech certifications that could boost your value and income in your field.

10. Review your benefits package:

Ensure you're taking full advantage of any employer-provided benefits like life insurance, disability insurance, or tuition reimbursement.

Remember, while reducing taxes is important, focus on overall financial health and long-term wealth building. Consult with a tax professional for personalized advice based on your specific situation.